Call reports 2007
BANK OF THE ORIENT — 2007
What BANK OF THE ORIENT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 677,699,000 | 697,632,000 | 699,895,000 | 711,633,000 |
| Total loans | 528,665,000 | 563,278,000 | 564,207,000 | 582,922,000 |
| Allowance for loan losses | 7,396,000 | 7,448,000 | 7,548,000 | 7,554,000 |
| Securities available for sale | 71,357,000 | 63,185,000 | 61,816,000 | 52,034,000 |
| Securities held to maturity | 18,095,000 | 17,921,000 | 16,620,000 | 15,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 567,230,000 | 585,604,000 | 577,430,000 | 551,409,000 |
| Interest-bearing deposits | 509,176,000 | 528,562,000 | 521,964,000 | 491,111,000 |
| Noninterest-bearing deposits | 58,054,000 | 57,042,000 | 55,466,000 | 60,298,000 |
| Equity capital | 53,009,000 | 54,953,000 | 56,770,000 | 58,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 10,839,000 | 22,511,000 | 34,606,000 | 46,764,000 |
| Interest expense | 5,214,000 | 10,881,000 | 16,772,000 | 22,584,000 |
| Net interest income | 5,625,000 | 11,630,000 | 17,834,000 | 24,180,000 |
| Noninterest income | 484,000 | 965,000 | 1,475,000 | 1,948,000 |
| Noninterest expense | 4,708,000 | 9,814,000 | 14,671,000 | 19,784,000 |
| Provision for loan losses | 100,000 | 150,000 | 176,000 | 178,000 |
| Pretax income | 1,301,000 | 2,631,000 | 4,462,000 | 6,167,000 |
| Income tax | 341,000 | 735,000 | 1,232,000 | 1,407,000 |
| Net income | 960,000 | 1,896,000 | 3,230,000 | 4,760,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,287,000 | 55,223,000 | 56,557,000 | 58,087,000 |
| Total capital | 60,137,000 | 62,315,000 | 63,656,000 | 65,355,000 |
| Risk-weighted assets | 546,775,000 | 566,528,000 | 566,985,000 | 580,699,000 |