Call reports 2006
BANK OF THE ORIENT — 2006
What BANK OF THE ORIENT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 582,143,000 | 625,139,000 | 637,060,000 | 645,521,000 |
| Total loans | 448,932,000 | 493,120,000 | 499,312,000 | 508,013,000 |
| Allowance for loan losses | 6,988,000 | 7,074,000 | 7,144,000 | 7,295,000 |
| Securities available for sale | 80,392,000 | 68,225,000 | 61,893,000 | 65,245,000 |
| Securities held to maturity | 15,851,000 | 15,635,000 | 18,478,000 | 18,308,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 490,477,000 | 519,494,000 | 546,106,000 | 551,207,000 |
| Interest-bearing deposits | 430,241,000 | 458,277,000 | 487,780,000 | 492,125,000 |
| Noninterest-bearing deposits | 60,236,000 | 61,217,000 | 58,326,000 | 59,082,000 |
| Equity capital | 47,567,000 | 48,630,000 | 50,117,000 | 51,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 8,875,000 | 18,373,000 | 28,914,000 | 39,886,000 |
| Interest expense | 3,275,000 | 7,108,000 | 11,660,000 | 16,738,000 |
| Net interest income | 5,600,000 | 11,265,000 | 17,254,000 | 23,148,000 |
| Noninterest income | 1,395,000 | 1,822,000 | 2,254,000 | 2,740,000 |
| Noninterest expense | 4,278,000 | 8,738,000 | 13,287,000 | 18,540,000 |
| Provision for loan losses | 75,000 | 155,000 | 215,000 | 315,000 |
| Pretax income | 2,642,000 | 4,194,000 | 6,006,000 | 7,033,000 |
| Income tax | 960,000 | 1,475,000 | 2,107,000 | 1,395,000 |
| Net income | 1,682,000 | 2,719,000 | 3,899,000 | 5,638,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,371,000 | 49,408,000 | 50,588,000 | 52,327,000 |
| Total capital | 53,992,000 | 55,596,000 | 56,839,000 | 58,742,000 |
| Risk-weighted assets | 447,775,000 | 493,652,000 | 498,663,000 | 511,734,000 |