Call reports 2002
BANK OF THE ORIENT — 2002
What BANK OF THE ORIENT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 501,488,000 | 504,957,000 | 510,492,000 | 512,881,000 |
| Total loans | 342,676,000 | 360,808,000 | 362,151,000 | 363,486,000 |
| Allowance for loan losses | 6,000,000 | 6,441,000 | 6,625,000 | 6,896,000 |
| Securities available for sale | 88,957,000 | 71,405,000 | 76,414,000 | 100,014,000 |
| Securities held to maturity | 9,498,000 | 9,498,000 | 9,497,000 | 9,776,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 447,950,000 | 449,539,000 | 453,532,000 | 452,836,000 |
| Interest-bearing deposits | 391,412,000 | 400,316,000 | 400,921,000 | 386,695,000 |
| Noninterest-bearing deposits | 56,538,000 | 49,223,000 | 52,611,000 | 66,141,000 |
| Equity capital | 35,454,000 | 37,744,000 | 38,027,000 | 38,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,555,000 | 15,229,000 | 22,576,000 | 29,839,000 |
| Interest expense | 2,343,000 | 4,681,000 | 7,037,000 | 9,163,000 |
| Net interest income | 5,212,000 | 10,548,000 | 15,539,000 | 20,676,000 |
| Noninterest income | 787,000 | 1,405,000 | 2,061,000 | 2,710,000 |
| Noninterest expense | 4,249,000 | 8,769,000 | 13,309,000 | 18,399,000 |
| Provision for loan losses | 585,000 | 1,170,000 | 1,635,000 | 1,085,000 |
| Pretax income | 1,237,000 | 2,222,000 | 2,866,000 | 4,113,000 |
| Income tax | 329,000 | 891,000 | 782,000 | 1,362,000 |
| Net income | 908,000 | 2,789,000 | 3,542,000 | 4,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,317,000 | 36,408,000 | 36,663,000 | 37,738,000 |
| Total capital | 38,730,000 | 40,971,000 | 41,377,000 | 42,407,000 |
| Risk-weighted assets | 351,447,000 | 363,167,000 | 375,217,000 | 371,286,000 |