Call reports 2001
BANK OF THE ORIENT — 2001
What BANK OF THE ORIENT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 478,590,000 | 468,442,000 | 477,795,000 | 488,652,000 |
| Total loans | 324,120,000 | 332,569,000 | 348,092,000 | 335,924,000 |
| Allowance for loan losses | 5,700,000 | 6,154,000 | 6,319,000 | 5,479,000 |
| Securities available for sale | 111,173,000 | 90,507,000 | 88,248,000 | 89,919,000 |
| Securities held to maturity | 8,717,000 | 9,287,000 | 10,496,000 | 10,496,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,031,000 | 422,264,000 | 426,880,000 | 440,284,000 |
| Interest-bearing deposits | 378,893,000 | 376,408,000 | 379,053,000 | 377,539,000 |
| Noninterest-bearing deposits | 50,138,000 | 45,856,000 | 47,827,000 | 62,745,000 |
| Equity capital | 32,111,000 | 32,038,000 | 33,183,000 | 33,939,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 8,995,000 | 17,619,000 | 25,888,000 | 33,948,000 |
| Interest expense | 4,223,000 | 8,078,000 | 11,481,000 | 14,309,000 |
| Net interest income | 4,772,000 | 9,541,000 | 14,407,000 | 19,639,000 |
| Noninterest income | 931,000 | 1,631,000 | 2,263,000 | 3,323,000 |
| Noninterest expense | 4,224,000 | 8,351,000 | 12,613,000 | 17,813,000 |
| Provision for loan losses | 375,000 | 530,000 | 648,000 | 1,986,000 |
| Pretax income | 1,104,000 | 2,365,000 | 3,481,000 | 3,312,000 |
| Income tax | 487,000 | 989,000 | 1,410,000 | 483,000 |
| Net income | 617,000 | 1,376,000 | 2,071,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,984,000 | 32,178,000 | 32,586,000 | 32,200,000 |
| Total capital | 36,349,000 | 36,412,000 | 36,931,000 | 36,506,000 |
| Risk-weighted assets | 347,894,000 | 336,823,000 | 345,629,000 | 343,269,000 |