Call reports 2025
COMMUNITY STATE BANK — 2025
What COMMUNITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,577,028,000 | 1,600,970,000 | 1,677,304,000 | 1,716,237,000 |
| Total loans | 1,197,005,000 | 1,206,735,000 | 1,269,359,000 | 1,281,035,000 |
| Allowance for loan losses | 12,978,000 | 13,100,000 | 12,293,000 | 13,524,000 |
| Securities available for sale | 53,521,000 | 50,576,000 | 50,571,000 | 49,669,000 |
| Securities held to maturity | 228,393,000 | 232,842,000 | 238,054,000 | 234,474,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,238,313,000 | 1,272,298,000 | 1,296,256,000 | 1,341,915,000 |
| Interest-bearing deposits | 1,075,083,000 | 1,114,457,000 | 1,131,650,000 | 1,168,965,000 |
| Noninterest-bearing deposits | 163,230,000 | 157,841,000 | 164,606,000 | 172,950,000 |
| Equity capital | 177,664,000 | 182,700,000 | 190,208,000 | 195,240,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,008,000 | 40,990,000 | 62,787,000 | 85,596,000 |
| Interest expense | 8,102,000 | 16,570,000 | 25,312,000 | 34,511,000 |
| Net interest income | 11,906,000 | 24,420,000 | 37,475,000 | 51,085,000 |
| Noninterest income | 1,547,000 | 3,057,000 | 5,222,000 | 6,909,000 |
| Noninterest expense | 8,207,000 | 16,853,000 | 26,157,000 | 36,440,000 |
| Provision for loan losses | 1,557,000 | 1,676,000 | 1,475,000 | 2,712,000 |
| Pretax income | 3,891,000 | 9,118,000 | 15,038,000 | 18,811,000 |
| Income tax | -246,000 | -181,000 | -21,000 | -764,000 |
| Net income | 4,137,000 | 9,299,000 | 15,059,000 | 19,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 180,915,000 | 186,208,000 | 192,102,000 | 197,171,000 |
| Total capital | 195,109,000 | 200,559,000 | 205,846,000 | 212,148,000 |
| Risk-weighted assets | 1,503,763,000 | 1,536,106,000 | 1,643,595,000 | 1,677,580,000 |