Call reports 2024
COMMUNITY STATE BANK — 2024
What COMMUNITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,430,972,000 | 1,523,552,000 | 1,508,218,000 | 1,521,562,000 |
| Total loans | 1,113,069,000 | 1,162,686,000 | 1,161,805,000 | 1,159,389,000 |
| Allowance for loan losses | 12,510,000 | 12,599,000 | 11,862,000 | 11,305,000 |
| Securities available for sale | 59,464,000 | 58,575,000 | 58,508,000 | 55,614,000 |
| Securities held to maturity | 189,164,000 | 185,194,000 | 201,338,000 | 215,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,187,927,000 | 1,188,553,000 | 1,269,147,000 | 1,256,941,000 |
| Interest-bearing deposits | 1,023,262,000 | 1,023,377,000 | 1,106,562,000 | 1,096,717,000 |
| Noninterest-bearing deposits | 164,665,000 | 165,176,000 | 162,585,000 | 160,224,000 |
| Equity capital | 156,947,000 | 161,610,000 | 170,690,000 | 173,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 19,246,000 | 39,338,000 | 60,295,000 | 80,650,000 |
| Interest expense | 8,171,000 | 16,979,000 | 26,190,000 | 34,761,000 |
| Net interest income | 11,075,000 | 22,359,000 | 34,105,000 | 45,889,000 |
| Noninterest income | 1,365,000 | 2,787,000 | 4,312,000 | 5,794,000 |
| Noninterest expense | 7,826,000 | 15,866,000 | 23,471,000 | 31,647,000 |
| Provision for loan losses | 210,000 | 210,000 | 210,000 | 86,000 |
| Pretax income | 4,424,000 | 9,037,000 | 14,910,000 | 20,186,000 |
| Income tax | -25,000 | -39,000 | 306,000 | 619,000 |
| Net income | 4,449,000 | 9,076,000 | 14,604,000 | 19,567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,919,000 | 165,686,000 | 171,356,000 | 176,646,000 |
| Total capital | 175,056,000 | 179,959,000 | 184,706,000 | 189,362,000 |
| Risk-weighted assets | 1,366,310,000 | 1,427,014,000 | 1,430,849,000 | 1,463,315,000 |