Call reports 2023
COMMUNITY STATE BANK — 2023
What COMMUNITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,262,145,000 | 1,310,620,000 | 1,397,083,000 | 1,407,643,000 |
| Total loans | 994,454,000 | 1,025,843,000 | 1,098,478,000 | 1,099,262,000 |
| Allowance for loan losses | 13,725,000 | 13,018,000 | 13,348,000 | 13,466,000 |
| Securities available for sale | 67,301,000 | 62,955,000 | 58,765,000 | 60,633,000 |
| Securities held to maturity | 145,742,000 | 160,690,000 | 168,318,000 | 180,808,000 |
| Trading assets | 898,000 | 1,289,000 | 2,230,000 | 0 |
| Total deposits | 1,086,530,000 | 1,073,907,000 | 1,132,723,000 | 1,169,920,000 |
| Interest-bearing deposits | 899,583,000 | 880,709,000 | 954,813,000 | 1,002,691,000 |
| Noninterest-bearing deposits | 186,947,000 | 193,198,000 | 177,910,000 | 167,229,000 |
| Equity capital | 129,995,000 | 132,930,000 | 143,862,000 | 153,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 15,399,000 | 31,413,000 | 49,342,000 | 68,069,000 |
| Interest expense | 4,509,000 | 9,865,000 | 16,661,000 | 24,413,000 |
| Net interest income | 10,890,000 | 21,548,000 | 32,681,000 | 43,656,000 |
| Noninterest income | 1,453,000 | 2,843,000 | 4,100,000 | 5,349,000 |
| Noninterest expense | 7,206,000 | 14,333,000 | 21,760,000 | 29,159,000 |
| Provision for loan losses | 493,000 | 706,000 | 1,069,000 | 1,050,000 |
| Pretax income | 4,407,000 | 9,134,000 | 13,837,000 | 18,357,000 |
| Income tax | -353,000 | -240,000 | -274,000 | 330,000 |
| Net income | 4,760,000 | 9,374,000 | 14,111,000 | 18,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 133,007,000 | 137,739,000 | 152,595,000 | 156,629,000 |
| Total capital | 147,754,000 | 152,195,000 | 167,295,000 | 171,747,000 |
| Risk-weighted assets | 1,179,363,000 | 1,210,245,000 | 1,306,927,000 | 1,298,785,000 |