Call reports 2022
COMMUNITY STATE BANK — 2022
What COMMUNITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,175,292,000 | 1,207,376,000 | 1,256,651,000 | 1,277,978,000 |
| Total loans | 912,996,000 | 931,031,000 | 973,083,000 | 988,370,000 |
| Allowance for loan losses | 14,196,000 | 14,576,000 | 14,074,000 | 13,629,000 |
| Securities available for sale | 89,726,000 | 85,657,000 | 80,241,000 | 81,251,000 |
| Securities held to maturity | 126,113,000 | 137,106,000 | 142,216,000 | 146,445,000 |
| Trading assets | 0 | 0 | 2,018,000 | 1,931,000 |
| Total deposits | 1,013,928,000 | 1,006,836,000 | 1,036,998,000 | 1,071,146,000 |
| Interest-bearing deposits | 782,819,000 | 774,276,000 | 815,713,000 | 845,886,000 |
| Noninterest-bearing deposits | 231,109,000 | 232,560,000 | 221,285,000 | 225,260,000 |
| Equity capital | 120,364,000 | 117,223,000 | 114,623,000 | 122,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 10,018,000 | 20,791,000 | 33,500,000 | 48,604,000 |
| Interest expense | 686,000 | 1,609,000 | 4,135,000 | 7,824,000 |
| Net interest income | 9,332,000 | 19,182,000 | 29,365,000 | 40,780,000 |
| Noninterest income | 1,266,000 | 2,565,000 | 3,968,000 | 5,422,000 |
| Noninterest expense | 6,422,000 | 13,967,000 | 21,516,000 | 28,489,000 |
| Provision for loan losses | -474,000 | -101,000 | -101,000 | -551,000 |
| Pretax income | 4,536,000 | 8,023,000 | 12,308,000 | 18,987,000 |
| Income tax | 410,000 | 523,000 | 702,000 | 1,762,000 |
| Net income | 4,126,000 | 7,500,000 | 11,606,000 | 17,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,660,000 | 118,157,000 | 122,387,000 | 128,130,000 |
| Total capital | 128,273,000 | 132,136,000 | 137,056,000 | 142,974,000 |
| Risk-weighted assets | 1,086,115,000 | 1,115,634,000 | 1,172,343,000 | 1,187,261,000 |