Call reports 2021
COMMUNITY STATE BANK — 2021
What COMMUNITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,041,151,000 | 1,070,490,000 | 1,131,201,000 | 1,159,048,000 |
| Total loans | 743,892,000 | 786,208,000 | 834,533,000 | 866,952,000 |
| Allowance for loan losses | 12,965,000 | 13,287,000 | 14,404,000 | 14,642,000 |
| Securities available for sale | 100,188,000 | 96,863,000 | 98,491,000 | 98,620,000 |
| Securities held to maturity | 126,851,000 | 131,661,000 | 132,992,000 | 127,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 912,419,000 | 938,428,000 | 994,042,000 | 1,020,548,000 |
| Interest-bearing deposits | 697,014,000 | 712,456,000 | 739,271,000 | 785,552,000 |
| Noninterest-bearing deposits | 215,405,000 | 225,972,000 | 254,771,000 | 234,996,000 |
| Equity capital | 113,806,000 | 118,210,000 | 120,652,000 | 124,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 9,089,000 | 18,464,000 | 28,469,000 | 38,353,000 |
| Interest expense | 721,000 | 1,424,000 | 2,126,000 | 2,841,000 |
| Net interest income | 8,368,000 | 17,040,000 | 26,343,000 | 35,512,000 |
| Noninterest income | 1,362,000 | 3,210,000 | 4,678,000 | 6,092,000 |
| Noninterest expense | 6,183,000 | 12,449,000 | 18,981,000 | 24,739,000 |
| Provision for loan losses | 1,131,000 | 1,729,000 | 2,821,000 | 2,771,000 |
| Pretax income | 2,171,000 | 5,670,000 | 9,311,000 | 14,629,000 |
| Income tax | 109,000 | 499,000 | 897,000 | 1,827,000 |
| Net income | 2,062,000 | 5,171,000 | 8,414,000 | 12,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,284,000 | 102,521,000 | 105,894,000 | 110,410,000 |
| Total capital | 110,491,000 | 114,512,000 | 118,637,000 | 123,365,000 |
| Risk-weighted assets | 891,782,000 | 954,867,000 | 1,015,099,000 | 1,032,509,000 |