Call reports 2020
COMMUNITY STATE BANK — 2020
What COMMUNITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 865,063,000 | 905,376,000 | 938,834,000 | 1,002,725,000 |
| Total loans | 634,253,000 | 671,772,000 | 683,087,000 | 707,681,000 |
| Allowance for loan losses | 7,653,000 | 10,474,000 | 13,097,000 | 14,290,000 |
| Securities available for sale | 66,675,000 | 79,016,000 | 74,558,000 | 81,994,000 |
| Securities held to maturity | 106,726,000 | 103,400,000 | 107,124,000 | 129,784,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 743,645,000 | 778,498,000 | 822,261,000 | 875,400,000 |
| Interest-bearing deposits | 585,924,000 | 577,468,000 | 610,693,000 | 659,260,000 |
| Noninterest-bearing deposits | 157,721,000 | 201,030,000 | 211,568,000 | 216,140,000 |
| Equity capital | 100,550,000 | 102,589,000 | 104,752,000 | 112,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 8,988,000 | 17,608,000 | 27,036,000 | 35,739,000 |
| Interest expense | 1,487,000 | 2,576,000 | 3,407,000 | 4,168,000 |
| Net interest income | 7,501,000 | 15,032,000 | 23,629,000 | 31,571,000 |
| Noninterest income | 1,224,000 | 2,480,000 | 4,238,000 | 14,777,000 |
| Noninterest expense | 5,731,000 | 11,357,000 | 17,116,000 | 23,867,000 |
| Provision for loan losses | 1,964,000 | 4,775,000 | 7,268,000 | 9,243,000 |
| Pretax income | 1,036,000 | 1,391,000 | 3,494,000 | 13,247,000 |
| Income tax | -30,000 | -244,000 | -29,000 | 1,868,000 |
| Net income | 1,066,000 | 1,635,000 | 3,523,000 | 11,379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,636,000 | 87,338,000 | 89,359,000 | 97,350,000 |
| Total capital | 94,289,000 | 96,839,000 | 99,123,000 | 108,040,000 |
| Risk-weighted assets | 749,122,000 | 759,146,000 | 777,769,000 | 851,463,000 |