Call reports 2019
COMMUNITY STATE BANK — 2019
What COMMUNITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 785,759,000 | 807,756,000 | 802,756,000 | 854,727,000 |
| Total loans | 588,021,000 | 597,486,000 | 594,226,000 | 639,270,000 |
| Allowance for loan losses | 6,311,000 | 6,499,000 | 6,689,000 | 6,658,000 |
| Securities available for sale | 66,499,000 | 61,882,000 | 53,233,000 | 57,895,000 |
| Securities held to maturity | 76,504,000 | 75,049,000 | 81,106,000 | 100,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 673,200,000 | 705,777,000 | 695,980,000 | 735,088,000 |
| Interest-bearing deposits | 526,351,000 | 552,633,000 | 542,800,000 | 574,401,000 |
| Noninterest-bearing deposits | 146,849,000 | 153,144,000 | 153,180,000 | 160,687,000 |
| Equity capital | 89,835,000 | 92,905,000 | 96,734,000 | 99,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 8,400,000 | 17,178,000 | 27,605,000 | 37,240,000 |
| Interest expense | 1,434,000 | 2,919,000 | 4,470,000 | 5,892,000 |
| Net interest income | 6,966,000 | 14,259,000 | 23,135,000 | 31,348,000 |
| Noninterest income | 1,080,000 | 2,272,000 | 3,558,000 | 4,990,000 |
| Noninterest expense | 5,457,000 | 11,131,000 | 16,949,000 | 22,916,000 |
| Provision for loan losses | 150,000 | 301,000 | 451,000 | 679,000 |
| Pretax income | 2,444,000 | 5,057,000 | 9,315,000 | 12,766,000 |
| Income tax | 268,000 | 662,000 | 1,428,000 | 1,979,000 |
| Net income | 2,176,000 | 4,395,000 | 7,887,000 | 10,787,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,329,000 | 78,770,000 | 82,399,000 | 85,437,000 |
| Total capital | 82,640,000 | 85,269,000 | 89,088,000 | 92,095,000 |
| Risk-weighted assets | 675,869,000 | 691,342,000 | 689,332,000 | 747,660,000 |