Call reports 2018
COMMUNITY STATE BANK — 2018
What COMMUNITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 697,406,000 | 712,618,000 | 734,900,000 | 786,087,000 |
| Total loans | 513,952,000 | 509,207,000 | 538,723,000 | 582,453,000 |
| Allowance for loan losses | 4,891,000 | 5,213,000 | 5,452,000 | 6,132,000 |
| Securities available for sale | 73,331,000 | 71,650,000 | 69,241,000 | 69,016,000 |
| Securities held to maturity | 56,512,000 | 71,498,000 | 71,137,000 | 77,064,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 563,540,000 | 596,291,000 | 586,928,000 | 627,126,000 |
| Interest-bearing deposits | 424,296,000 | 442,893,000 | 438,077,000 | 483,370,000 |
| Noninterest-bearing deposits | 139,244,000 | 153,398,000 | 148,851,000 | 143,756,000 |
| Equity capital | 75,954,000 | 78,011,000 | 79,215,000 | 81,807,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 7,243,000 | 14,630,000 | 22,478,000 | 31,780,000 |
| Interest expense | 499,000 | 1,152,000 | 1,898,000 | 3,018,000 |
| Net interest income | 6,744,000 | 13,478,000 | 20,580,000 | 28,762,000 |
| Noninterest income | 1,127,000 | 2,342,000 | 3,671,000 | 5,020,000 |
| Noninterest expense | 5,104,000 | 10,235,000 | 15,618,000 | 22,429,000 |
| Provision for loan losses | 576,000 | 797,000 | 817,000 | 1,523,000 |
| Pretax income | 2,183,000 | 4,780,000 | 7,808,000 | 9,822,000 |
| Income tax | 310,000 | 709,000 | 1,171,000 | 1,374,000 |
| Net income | 1,873,000 | 4,071,000 | 6,637,000 | 8,448,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,105,000 | 65,443,000 | 67,149,000 | 69,101,000 |
| Total capital | 67,996,000 | 70,656,000 | 72,601,000 | 75,233,000 |
| Risk-weighted assets | 596,723,000 | 604,127,000 | 635,013,000 | 669,586,000 |