Call reports 2017
COMMUNITY STATE BANK — 2017
What COMMUNITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 609,250,000 | 644,034,000 | 633,082,000 | 671,143,000 |
| Total loans | 427,366,000 | 442,845,000 | 453,898,000 | 489,075,000 |
| Allowance for loan losses | 2,248,000 | 3,133,000 | 3,715,000 | 4,330,000 |
| Securities available for sale | 81,986,000 | 91,983,000 | 88,041,000 | 77,745,000 |
| Securities held to maturity | 19,816,000 | 32,986,000 | 33,867,000 | 52,607,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,181,000 | 554,767,000 | 547,914,000 | 570,619,000 |
| Interest-bearing deposits | 395,360,000 | 405,379,000 | 404,766,000 | 430,624,000 |
| Noninterest-bearing deposits | 131,821,000 | 149,388,000 | 143,148,000 | 139,995,000 |
| Equity capital | 76,461,000 | 78,669,000 | 75,900,000 | 75,029,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,270,000 | 14,445,000 | 21,088,000 | 28,068,000 |
| Interest expense | 243,000 | 498,000 | 762,000 | 1,047,000 |
| Net interest income | 7,027,000 | 13,947,000 | 20,326,000 | 27,021,000 |
| Noninterest income | 1,089,000 | 2,269,000 | 3,462,000 | 4,771,000 |
| Noninterest expense | 4,539,000 | 8,903,000 | 13,590,000 | 19,874,000 |
| Provision for loan losses | 774,000 | 1,635,000 | 2,209,000 | 2,783,000 |
| Pretax income | 2,803,000 | 5,678,000 | 7,989,000 | 9,006,000 |
| Income tax | 894,000 | 1,829,000 | 2,467,000 | 1,930,000 |
| Net income | 1,909,000 | 3,849,000 | 5,522,000 | 7,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,052,000 | 66,089,000 | 63,356,000 | 61,941,000 |
| Total capital | 66,300,000 | 69,222,000 | 67,071,000 | 66,271,000 |
| Risk-weighted assets | 491,090,000 | 519,717,000 | 522,959,000 | 566,164,000 |