Call reports 2015
COMMUNITY STATE BANK — 2015
What COMMUNITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 576,620,000 | 574,317,000 | 585,747,000 | 594,002,000 |
| Total loans | 404,870,000 | 403,229,000 | 423,340,000 | 444,617,000 |
| Allowance for loan losses | 8,196,000 | 8,185,000 | 8,141,000 | 8,161,000 |
| Securities available for sale | 132,259,000 | 127,523,000 | 126,134,000 | 115,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 475,710,000 | 472,352,000 | 471,223,000 | 481,273,000 |
| Interest-bearing deposits | 360,221,000 | 355,926,000 | 352,302,000 | 364,415,000 |
| Noninterest-bearing deposits | 115,489,000 | 116,426,000 | 118,921,000 | 116,858,000 |
| Equity capital | 63,054,000 | 63,644,000 | 65,497,000 | 62,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,245,000 | 10,740,000 | 16,191,000 | 21,805,000 |
| Interest expense | 748,000 | 1,413,000 | 2,079,000 | 2,764,000 |
| Net interest income | 4,497,000 | 9,327,000 | 14,112,000 | 19,041,000 |
| Noninterest income | 1,247,000 | 2,756,000 | 4,454,000 | 6,726,000 |
| Noninterest expense | 4,217,000 | 8,817,000 | 13,160,000 | 18,158,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,570,000 | 3,382,000 | 5,524,000 | 7,730,000 |
| Income tax | 451,000 | 985,000 | 1,652,000 | 2,252,000 |
| Net income | 1,119,000 | 2,397,000 | 3,872,000 | 5,478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,803,000 | 58,083,000 | 59,562,000 | 57,327,000 |
| Total capital | 62,489,000 | 63,926,000 | 65,637,000 | 63,615,000 |
| Risk-weighted assets | 452,193,000 | 464,821,000 | 483,659,000 | 500,893,000 |