Call reports 2014
COMMUNITY STATE BANK — 2014
What COMMUNITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 588,361,000 | 586,832,000 | 580,438,000 | 586,131,000 |
| Total loans | 374,716,000 | 380,860,000 | 385,595,000 | 396,618,000 |
| Allowance for loan losses | 8,543,000 | 8,646,000 | 8,355,000 | 8,307,000 |
| Securities available for sale | 143,969,000 | 141,547,000 | 138,275,000 | 139,024,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 479,378,000 | 475,646,000 | 468,552,000 | 476,665,000 |
| Interest-bearing deposits | 375,383,000 | 371,729,000 | 363,506,000 | 365,399,000 |
| Noninterest-bearing deposits | 103,995,000 | 103,917,000 | 105,046,000 | 111,266,000 |
| Equity capital | 60,514,000 | 62,477,000 | 63,769,000 | 61,417,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,159,000 | 10,541,000 | 15,912,000 | 21,375,000 |
| Interest expense | 789,000 | 1,577,000 | 2,370,000 | 3,158,000 |
| Net interest income | 4,370,000 | 8,964,000 | 13,542,000 | 18,217,000 |
| Noninterest income | 1,245,000 | 2,647,000 | 4,049,000 | 5,396,000 |
| Noninterest expense | 3,990,000 | 8,048,000 | 12,161,000 | 16,297,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,625,000 | 3,563,000 | 5,430,000 | 7,316,000 |
| Income tax | 474,000 | 1,065,000 | 1,630,000 | 2,233,000 |
| Net income | 1,151,000 | 2,498,000 | 3,800,000 | 5,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,266,000 | 56,622,000 | 57,932,000 | 55,650,000 |
| Total capital | 60,356,000 | 61,783,000 | 63,173,000 | 61,009,000 |
| Risk-weighted assets | 403,492,000 | 409,184,000 | 415,934,000 | 425,565,000 |