Call reports 2013
COMMUNITY STATE BANK — 2013
What COMMUNITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 562,409,000 | 564,210,000 | 560,520,000 | 576,276,000 |
| Total loans | 323,623,000 | 335,812,000 | 340,117,000 | 353,553,000 |
| Allowance for loan losses | 8,748,000 | 8,662,000 | 8,304,000 | 8,263,000 |
| Securities available for sale | 143,431,000 | 138,374,000 | 151,601,000 | 145,655,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 452,873,000 | 455,174,000 | 450,171,000 | 469,166,000 |
| Interest-bearing deposits | 360,932,000 | 360,226,000 | 351,855,000 | 368,616,000 |
| Noninterest-bearing deposits | 91,941,000 | 94,948,000 | 98,316,000 | 100,550,000 |
| Equity capital | 61,004,000 | 59,583,000 | 61,163,000 | 58,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,783,000 | 9,761,000 | 14,739,000 | 19,836,000 |
| Interest expense | 861,000 | 1,695,000 | 2,515,000 | 3,324,000 |
| Net interest income | 3,922,000 | 8,066,000 | 12,224,000 | 16,512,000 |
| Noninterest income | 1,612,000 | 3,345,000 | 5,034,000 | 6,434,000 |
| Noninterest expense | 4,424,000 | 8,909,000 | 13,237,000 | 17,467,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,088,000 | 2,745,000 | 4,264,000 | 5,720,000 |
| Income tax | 295,000 | 803,000 | 1,267,000 | 1,720,000 |
| Net income | 793,000 | 1,942,000 | 2,997,000 | 4,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,780,000 | 54,937,000 | 56,000,000 | 54,107,000 |
| Total capital | 58,366,000 | 59,642,000 | 60,743,000 | 59,012,000 |
| Risk-weighted assets | 362,487,000 | 372,238,000 | 375,669,000 | 388,832,000 |