Call reports 2012
COMMUNITY STATE BANK — 2012
What COMMUNITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 549,664,000 | 553,806,000 | 557,019,000 | 567,348,000 |
| Total loans | 331,535,000 | 329,948,000 | 321,724,000 | 328,331,000 |
| Allowance for loan losses | 10,603,000 | 9,807,000 | 8,669,000 | 8,943,000 |
| Securities available for sale | 135,747,000 | 142,148,000 | 154,878,000 | 149,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,438,000 | 439,900,000 | 440,805,000 | 457,837,000 |
| Interest-bearing deposits | 344,343,000 | 349,131,000 | 348,630,000 | 360,545,000 |
| Noninterest-bearing deposits | 92,095,000 | 90,769,000 | 92,175,000 | 97,292,000 |
| Equity capital | 59,103,000 | 59,915,000 | 60,869,000 | 60,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,274,000 | 10,554,000 | 15,674,000 | 20,762,000 |
| Interest expense | 1,014,000 | 1,993,000 | 2,961,000 | 3,887,000 |
| Net interest income | 4,260,000 | 8,561,000 | 12,713,000 | 16,875,000 |
| Noninterest income | 1,520,000 | 3,547,000 | 5,120,000 | 6,602,000 |
| Noninterest expense | 4,835,000 | 9,372,000 | 13,969,000 | 18,805,000 |
| Provision for loan losses | 475,000 | 1,275,000 | 2,125,000 | 2,125,000 |
| Pretax income | 568,000 | 1,559,000 | 1,795,000 | 2,542,000 |
| Income tax | 150,000 | 424,000 | 416,000 | 595,000 |
| Net income | 418,000 | 1,135,000 | 1,379,000 | 1,947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,269,000 | 52,994,000 | 53,247,000 | 52,978,000 |
| Total capital | 56,843,000 | 57,600,000 | 57,799,000 | 57,581,000 |
| Risk-weighted assets | 359,631,000 | 363,024,000 | 359,769,000 | 363,632,000 |