Call reports 2011
COMMUNITY STATE BANK — 2011
What COMMUNITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 538,226,000 | 545,419,000 | 525,283,000 | 547,632,000 |
| Total loans | 352,386,000 | 355,658,000 | 345,312,000 | 336,331,000 |
| Allowance for loan losses | 10,290,000 | 9,404,000 | 9,347,000 | 10,159,000 |
| Securities available for sale | 102,601,000 | 113,593,000 | 117,536,000 | 115,214,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,510,000 | 428,243,000 | 417,024,000 | 434,795,000 |
| Interest-bearing deposits | 344,255,000 | 349,650,000 | 332,259,000 | 348,025,000 |
| Noninterest-bearing deposits | 78,255,000 | 78,593,000 | 84,765,000 | 86,770,000 |
| Equity capital | 51,760,000 | 52,936,000 | 54,257,000 | 58,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,828,000 | 11,630,000 | 17,422,000 | 22,933,000 |
| Interest expense | 1,295,000 | 2,563,000 | 3,797,000 | 4,861,000 |
| Net interest income | 4,533,000 | 9,067,000 | 13,625,000 | 18,072,000 |
| Noninterest income | 1,388,000 | 2,684,000 | 4,498,000 | 6,003,000 |
| Noninterest expense | 4,724,000 | 9,205,000 | 13,664,000 | 18,449,000 |
| Provision for loan losses | 4,975,000 | 6,165,000 | 6,765,000 | 8,965,000 |
| Pretax income | -3,666,000 | -3,562,000 | -1,957,000 | -3,110,000 |
| Income tax | -1,426,000 | -1,459,000 | -938,000 | -1,434,000 |
| Net income | -2,240,000 | -2,103,000 | -1,019,000 | -1,676,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,253,000 | 46,399,000 | 47,491,000 | 51,842,000 |
| Total capital | 50,913,000 | 51,109,000 | 52,078,000 | 56,370,000 |
| Risk-weighted assets | 366,921,000 | 371,831,000 | 361,960,000 | 356,380,000 |