Call reports 2002
COMMUNITY STATE BANK — 2002
What COMMUNITY STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 487,754,000 | 475,518,000 | 500,560,000 | 453,101,000 |
| Total loans | 236,993,000 | 235,200,000 | 231,400,000 | 235,205,000 |
| Allowance for loan losses | 1,914,000 | 1,834,000 | 1,907,000 | 2,387,000 |
| Securities available for sale | 199,661,000 | 163,929,000 | 221,266,000 | 141,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,457,000 | 311,058,000 | 295,380,000 | 298,577,000 |
| Interest-bearing deposits | 245,819,000 | 254,908,000 | 237,726,000 | 241,726,000 |
| Noninterest-bearing deposits | 54,638,000 | 56,150,000 | 57,654,000 | 56,851,000 |
| Equity capital | 38,971,000 | 41,070,000 | 42,369,000 | 43,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,429,000 | 12,638,000 | 18,762,000 | 24,114,000 |
| Interest expense | 2,851,000 | 5,563,000 | 8,196,000 | 10,594,000 |
| Net interest income | 3,578,000 | 7,075,000 | 10,566,000 | 13,520,000 |
| Noninterest income | 1,127,000 | 2,248,000 | 3,595,000 | 5,030,000 |
| Noninterest expense | 3,190,000 | 6,445,000 | 9,546,000 | 12,844,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,520,000 | 3,148,000 | 4,885,000 | 5,976,000 |
| Income tax | 580,000 | 1,201,000 | 1,863,000 | 2,277,000 |
| Net income | 940,000 | 1,947,000 | 3,022,000 | 3,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,970,000 | 34,059,000 | 35,118,000 | 35,844,000 |
| Total capital | 34,884,000 | 35,893,000 | 37,025,000 | 38,231,000 |
| Risk-weighted assets | 262,956,000 | 257,285,000 | 259,262,000 | 253,177,000 |