Call reports 2001
COMMUNITY STATE BANK — 2001
What COMMUNITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 430,975,000 | 442,702,000 | 468,656,000 | 497,795,000 |
| Total loans | 260,368,000 | 250,964,000 | 250,398,000 | 246,330,000 |
| Allowance for loan losses | 1,962,000 | 1,919,000 | 1,955,000 | 2,012,000 |
| Securities available for sale | 98,412,000 | 131,965,000 | 168,993,000 | 191,852,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,634,000 | 303,096,000 | 295,495,000 | 297,761,000 |
| Interest-bearing deposits | 244,939,000 | 252,808,000 | 244,163,000 | 244,764,000 |
| Noninterest-bearing deposits | 51,695,000 | 50,288,000 | 51,332,000 | 52,997,000 |
| Equity capital | 36,603,000 | 37,019,000 | 37,712,000 | 38,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,644,000 | 15,023,000 | 22,185,000 | 29,301,000 |
| Interest expense | 4,360,000 | 8,142,000 | 11,687,000 | 14,823,000 |
| Net interest income | 3,284,000 | 6,881,000 | 10,498,000 | 14,478,000 |
| Noninterest income | 829,000 | 1,875,000 | 2,948,000 | 4,141,000 |
| Noninterest expense | 3,176,000 | 6,198,000 | 9,198,000 | 12,243,000 |
| Provision for loan losses | 151,000 | 471,000 | 871,000 | 1,571,000 |
| Pretax income | 1,492,000 | 2,964,000 | 4,616,000 | 6,273,000 |
| Income tax | 599,000 | 1,198,000 | 1,861,000 | 2,524,000 |
| Net income | 893,000 | 1,766,000 | 2,755,000 | 3,749,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,441,000 | 30,498,000 | 31,220,000 | 32,367,000 |
| Total capital | 31,403,000 | 32,417,000 | 33,175,000 | 34,379,000 |
| Risk-weighted assets | 252,857,000 | 254,221,000 | 259,442,000 | 270,029,000 |