Call reports 2003

FIRST STATE BANK OF ROUND LAKE — 2003

Name: FIRST STATE BANK OF ROUND LAKE — FFIEC call report 2003
Creator: FIRST STATE BANK OF ROUND LAKE

What FIRST STATE BANK OF ROUND LAKE reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a0d8be93-8bee-42f5-b6e0-a9fda2cf7cea/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	104,233,000	109,920,000	111,727,000	108,054,000
Total loans	68,735,000	70,177,000	69,461,000	71,031,000
Allowance for loan losses	802,000	805,000	805,000	805,000
Securities available for sale	17,438,000	14,871,000	15,884,000	13,809,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	94,320,000	100,065,000	101,721,000	98,122,000
Interest-bearing deposits	83,982,000	89,778,000	89,108,000	86,854,000
Noninterest-bearing deposits	10,338,000	10,287,000	12,613,000	11,268,000
Equity capital	9,443,000	9,477,000	9,620,000	9,554,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,602,000	2,961,000	4,154,000	5,430,000
Interest expense	409,000	811,000	1,122,000	1,396,000
Net interest income	1,193,000	2,150,000	3,032,000	4,034,000
Noninterest income	214,000	464,000	672,000	843,000
Noninterest expense	931,000	1,946,000	2,893,000	3,987,000
Provision for loan losses	0	30,000	30,000	30,000
Pretax income	476,000	638,000	781,000	860,000
Income tax	134,000	160,000	194,000	215,000
Net income	342,000	478,000	587,000	645,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,259,000	9,288,000	9,398,000	9,349,000
Total capital	10,061,000	10,093,000	10,203,000	10,154,000
Risk-weighted assets	68,334,000	71,095,000	71,232,000	70,255,000