Call reports 2002

FIRST STATE BANK OF ROUND LAKE — 2002

Name: FIRST STATE BANK OF ROUND LAKE — FFIEC call report 2002
Creator: FIRST STATE BANK OF ROUND LAKE

What FIRST STATE BANK OF ROUND LAKE reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a0d8be93-8bee-42f5-b6e0-a9fda2cf7cea/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	98,412,000	100,428,000	102,817,000	101,970,000
Total loans	67,119,000	67,762,000	68,584,000	68,566,000
Allowance for loan losses	633,000	572,000	848,000	812,000
Securities available for sale	17,945,000	17,361,000	18,383,000	18,050,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	89,228,000	90,760,000	93,077,000	92,430,000
Interest-bearing deposits	78,244,000	81,220,000	82,768,000	81,488,000
Noninterest-bearing deposits	10,984,000	9,540,000	10,309,000	10,942,000
Equity capital	8,694,000	9,109,000	9,232,000	9,147,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,474,000	2,975,000	4,557,000	6,041,000
Interest expense	484,000	958,000	1,441,000	1,904,000
Net interest income	990,000	2,017,000	3,116,000	4,137,000
Noninterest income	223,000	795,000	1,034,000	1,262,000
Noninterest expense	871,000	1,866,000	2,832,000	3,884,000
Provision for loan losses	15,000	30,000	303,000	333,000
Pretax income	327,000	916,000	1,158,000	1,326,000
Income tax	66,000	264,000	318,000	347,000
Net income	261,000	652,000	840,000	979,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	8,415,000	8,699,000	8,887,000	8,917,000
Total capital	9,048,000	9,271,000	9,725,000	9,729,000
Risk-weighted assets	67,132,000	67,374,000	67,020,000	66,674,000