Call reports 2016
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2016
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Total assets | 55,290,000 | 56,413,000 | 54,266,000 |
| Total loans | 11,233,000 | 11,221,000 | 11,267,000 |
| Allowance for loan losses | 318,000 | 318,000 | 320,000 |
| Securities available for sale | 21,675,000 | 21,862,000 | 16,193,000 |
| Securities held to maturity | 3,850,000 | 1,256,000 | 253,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 42,993,000 | 44,108,000 | 41,997,000 |
| Interest-bearing deposits | 27,692,000 | 27,482,000 | 26,462,000 |
| Noninterest-bearing deposits | 15,301,000 | 16,626,000 | 15,535,000 |
| Equity capital | 11,716,000 | 11,755,000 | 11,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Interest income | 288,000 | 556,000 | 786,000 |
| Interest expense | 12,000 | 26,000 | 39,000 |
| Net interest income | 276,000 | 530,000 | 747,000 |
| Noninterest income | 30,000 | 60,000 | 93,000 |
| Noninterest expense | 253,000 | 502,000 | 785,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 53,000 | 88,000 | 55,000 |
| Income tax | 14,000 | 20,000 | 5,000 |
| Net income | 39,000 | 68,000 | 50,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 |
|---|---|---|---|
| Tier 1 capital | 11,726,000 | 11,755,000 | 11,737,000 |
| Total capital | 11,964,000 | 11,982,000 | 11,932,000 |
| Risk-weighted assets | 18,979,000 | 18,042,000 | 15,492,000 |