Call reports 2015
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2015
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,804,000 | 54,372,000 | 54,635,000 | 58,590,000 |
| Total loans | 12,794,000 | 12,766,000 | 12,778,000 | 11,757,000 |
| Allowance for loan losses | 370,000 | 348,000 | 352,000 | 327,000 |
| Securities available for sale | 30,434,000 | 28,835,000 | 26,324,000 | 24,178,000 |
| Securities held to maturity | 3,863,000 | 3,660,000 | 5,482,000 | 5,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,391,000 | 41,798,000 | 41,840,000 | 46,462,000 |
| Interest-bearing deposits | 28,942,000 | 28,605,000 | 27,658,000 | 28,939,000 |
| Noninterest-bearing deposits | 13,449,000 | 13,193,000 | 14,182,000 | 17,523,000 |
| Equity capital | 11,780,000 | 11,658,000 | 11,855,000 | 11,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 319,000 | 609,000 | 913,000 | 1,217,000 |
| Interest expense | 10,000 | 18,000 | 27,000 | 36,000 |
| Net interest income | 309,000 | 591,000 | 886,000 | 1,181,000 |
| Noninterest income | 34,000 | 68,000 | 98,000 | 122,000 |
| Noninterest expense | 280,000 | 547,000 | 835,000 | 1,136,000 |
| Provision for loan losses | 0 | 0 | -25,000 | -50,000 |
| Pretax income | 64,000 | 122,000 | 184,000 | 230,000 |
| Income tax | 12,000 | 22,000 | 38,000 | 50,000 |
| Net income | 52,000 | 100,000 | 146,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,840,000 | 11,888,000 | 11,934,000 | 11,687,000 |
| Total capital | 12,126,000 | 12,147,000 | 12,191,000 | 11,944,000 |
| Risk-weighted assets | 22,841,000 | 20,618,000 | 20,493,000 | 20,506,000 |