Call reports 2013
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2013
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 71,251,000 | 70,409,000 | 65,373,000 | 65,587,000 |
| Total loans | 14,282,000 | 14,094,000 | 13,614,000 | 13,121,000 |
| Allowance for loan losses | 839,000 | 816,000 | 792,000 | 578,000 |
| Securities available for sale | 40,422,000 | 34,762,000 | 34,986,000 | 35,171,000 |
| Securities held to maturity | 0 | 5,987,000 | 7,419,000 | 6,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,217,000 | 54,814,000 | 50,315,000 | 51,367,000 |
| Interest-bearing deposits | 41,253,000 | 40,395,000 | 37,480,000 | 37,311,000 |
| Noninterest-bearing deposits | 13,964,000 | 14,419,000 | 12,835,000 | 14,056,000 |
| Equity capital | 11,632,000 | 11,226,000 | 10,659,000 | 10,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 346,000 | 676,000 | 1,017,000 | 1,377,000 |
| Interest expense | 29,000 | 58,000 | 84,000 | 113,000 |
| Net interest income | 317,000 | 618,000 | 933,000 | 1,264,000 |
| Noninterest income | 29,000 | 63,000 | 100,000 | 126,000 |
| Noninterest expense | 278,000 | 569,000 | 859,000 | 1,238,000 |
| Provision for loan losses | -10,000 | -35,000 | -85,000 | -300,000 |
| Pretax income | 78,000 | 182,000 | 297,000 | 490,000 |
| Income tax | 24,000 | 61,000 | 100,000 | 172,000 |
| Net income | 54,000 | 121,000 | 197,000 | 318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,632,000 | 11,699,000 | 11,775,000 | 11,756,000 |
| Total capital | 11,948,000 | 12,035,000 | 12,118,000 | 12,089,000 |
| Risk-weighted assets | 24,741,000 | 26,470,000 | 26,984,000 | 26,363,000 |