Call reports 2010
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2010
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 54,318,000 | 54,206,000 | 54,641,000 | 55,601,000 |
| Total loans | 18,897,000 | 18,862,000 | 18,365,000 | 17,878,000 |
| Allowance for loan losses | 762,000 | 820,000 | 797,000 | 724,000 |
| Securities available for sale | 30,035,000 | 30,369,000 | 27,331,000 | 27,961,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,718,000 | 40,433,000 | 40,746,000 | 42,148,000 |
| Interest-bearing deposits | 29,959,000 | 30,214,000 | 29,854,000 | 30,900,000 |
| Noninterest-bearing deposits | 10,759,000 | 10,219,000 | 10,892,000 | 11,248,000 |
| Equity capital | 11,914,000 | 12,015,000 | 12,120,000 | 11,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 499,000 | 974,000 | 1,450,000 | 1,883,000 |
| Interest expense | 70,000 | 138,000 | 200,000 | 251,000 |
| Net interest income | 429,000 | 836,000 | 1,250,000 | 1,632,000 |
| Noninterest income | 34,000 | 72,000 | 201,000 | 240,000 |
| Noninterest expense | 310,000 | 621,000 | 943,000 | 1,248,000 |
| Provision for loan losses | 70,000 | 140,000 | 260,000 | 405,000 |
| Pretax income | 83,000 | 152,000 | 253,000 | 301,000 |
| Income tax | 0 | 0 | 0 | -44,000 |
| Net income | 83,000 | 152,000 | 253,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,660,000 | 11,647,000 | 11,688,000 | 11,711,000 |
| Total capital | 12,046,000 | 12,049,000 | 12,085,000 | 12,119,000 |
| Risk-weighted assets | 30,511,000 | 31,732,000 | 31,356,000 | 32,355,000 |