Call reports 2009
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2009
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,842,000 | 55,655,000 | 55,878,000 | 55,539,000 |
| Total loans | 20,875,000 | 21,015,000 | 19,945,000 | 19,599,000 |
| Allowance for loan losses | 697,000 | 699,000 | 699,000 | 731,000 |
| Securities available for sale | 29,209,000 | 30,328,000 | 32,286,000 | 28,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,289,000 | 42,048,000 | 40,626,000 | 40,492,000 |
| Interest-bearing deposits | 30,873,000 | 32,121,000 | 30,744,000 | 30,120,000 |
| Noninterest-bearing deposits | 10,416,000 | 9,927,000 | 9,882,000 | 10,372,000 |
| Equity capital | 11,868,000 | 11,910,000 | 12,058,000 | 11,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 577,000 | 1,115,000 | 1,632,000 | 2,156,000 |
| Interest expense | 105,000 | 198,000 | 280,000 | 361,000 |
| Net interest income | 472,000 | 917,000 | 1,352,000 | 1,795,000 |
| Noninterest income | 33,000 | 75,000 | 129,000 | 172,000 |
| Noninterest expense | 321,000 | 672,000 | 990,000 | 1,296,000 |
| Provision for loan losses | 45,000 | 110,000 | 170,000 | 320,000 |
| Pretax income | 139,000 | 210,000 | 321,000 | 377,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 139,000 | 210,000 | 321,000 | 377,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,679,000 | 11,655,000 | 11,696,000 | 11,577,000 |
| Total capital | 12,088,000 | 12,078,000 | 12,107,000 | 11,981,000 |
| Risk-weighted assets | 32,495,000 | 33,566,000 | 32,575,000 | 31,954,000 |