Call reports 2008
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2008
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 58,201,000 | 57,718,000 | 57,586,000 | 58,296,000 |
| Total loans | 22,946,000 | 22,668,000 | 22,789,000 | 22,562,000 |
| Allowance for loan losses | 683,000 | 680,000 | 682,000 | 704,000 |
| Securities available for sale | 23,041,000 | 23,477,000 | 26,081,000 | 25,147,000 |
| Securities held to maturity | 250,000 | 750,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,581,000 | 44,505,000 | 41,593,000 | 43,505,000 |
| Interest-bearing deposits | 34,983,000 | 35,253,000 | 31,785,000 | 31,523,000 |
| Noninterest-bearing deposits | 9,598,000 | 9,252,000 | 9,808,000 | 11,982,000 |
| Equity capital | 12,038,000 | 11,671,000 | 11,344,000 | 11,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,411,000 | 2,067,000 | 2,695,000 |
| Interest expense | 255,000 | 472,000 | 669,000 | 821,000 |
| Net interest income | 476,000 | 939,000 | 1,398,000 | 1,874,000 |
| Noninterest income | 37,000 | 74,000 | 115,000 | 179,000 |
| Noninterest expense | 323,000 | 654,000 | 980,000 | 1,336,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 190,000 | 361,000 | 142,000 | 317,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 190,000 | 361,000 | 142,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,849,000 | 11,836,000 | 11,540,000 | 11,540,000 |
| Total capital | 12,223,000 | 12,223,000 | 11,990,000 | 11,970,000 |
| Risk-weighted assets | 29,633,000 | 30,662,000 | 35,740,000 | 34,122,000 |