Call reports 2007
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2007
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 54,803,000 | 56,856,000 | 55,538,000 | 57,795,000 |
| Total loans | 23,595,000 | 24,446,000 | 24,423,000 | 24,202,000 |
| Allowance for loan losses | 704,000 | 707,000 | 709,000 | 710,000 |
| Securities available for sale | 18,410,000 | 20,221,000 | 23,507,000 | 25,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,576,000 | 44,742,000 | 42,774,000 | 44,707,000 |
| Interest-bearing deposits | 32,570,000 | 34,866,000 | 33,017,000 | 34,185,000 |
| Noninterest-bearing deposits | 10,006,000 | 9,876,000 | 9,757,000 | 10,522,000 |
| Equity capital | 11,566,000 | 11,474,000 | 11,668,000 | 11,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,517,000 | 2,327,000 | 3,117,000 |
| Interest expense | 250,000 | 524,000 | 820,000 | 1,115,000 |
| Net interest income | 495,000 | 993,000 | 1,507,000 | 2,002,000 |
| Noninterest income | 32,000 | 59,000 | 92,000 | 126,000 |
| Noninterest expense | 339,000 | 681,000 | 1,043,000 | 1,388,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 188,000 | 371,000 | 556,000 | 740,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 188,000 | 371,000 | 556,000 | 740,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,745,000 | 11,702,000 | 11,733,000 | 11,811,000 |
| Total capital | 12,053,000 | 12,032,000 | 12,078,000 | 12,168,000 |
| Risk-weighted assets | 24,275,000 | 25,989,000 | 27,234,000 | 28,247,000 |