Call reports 2005
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2005
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,596,000 | 55,509,000 | 53,703,000 | 54,683,000 |
| Total loans | 28,561,000 | 27,538,000 | 27,144,000 | 26,597,000 |
| Allowance for loan losses | 785,000 | 766,000 | 771,000 | 768,000 |
| Securities available for sale | 22,392,000 | 22,480,000 | 22,367,000 | 21,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,651,000 | 43,026,000 | 41,944,000 | 43,092,000 |
| Interest-bearing deposits | 33,476,000 | 33,071,000 | 32,124,000 | 32,870,000 |
| Noninterest-bearing deposits | 10,175,000 | 9,955,000 | 9,820,000 | 10,222,000 |
| Equity capital | 10,829,000 | 11,013,000 | 10,943,000 | 10,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,259,000 | 1,886,000 | 2,553,000 |
| Interest expense | 158,000 | 322,000 | 499,000 | 691,000 |
| Net interest income | 470,000 | 937,000 | 1,387,000 | 1,862,000 |
| Noninterest income | 26,000 | 57,000 | 97,000 | 134,000 |
| Noninterest expense | 313,000 | 641,000 | 974,000 | 1,301,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 183,000 | 353,000 | 510,000 | 695,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 183,000 | 353,000 | 510,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,215,000 | 11,186,000 | 11,213,000 | 11,328,000 |
| Total capital | 11,547,000 | 11,515,000 | 11,542,000 | 11,655,000 |
| Risk-weighted assets | 26,073,000 | 25,855,000 | 25,884,000 | 25,751,000 |