Call reports 2004
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2004
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 62,759,000 | 63,022,000 | 60,580,000 | 58,848,000 |
| Total loans | 29,826,000 | 30,389,000 | 29,851,000 | 29,636,000 |
| Allowance for loan losses | 845,000 | 815,000 | 815,000 | 809,000 |
| Securities available for sale | 23,112,000 | 28,232,000 | 25,380,000 | 22,774,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,979,000 | 46,987,000 | 43,076,000 | 44,477,000 |
| Interest-bearing deposits | 38,716,000 | 38,206,000 | 33,611,000 | 34,527,000 |
| Noninterest-bearing deposits | 8,263,000 | 8,781,000 | 9,465,000 | 9,950,000 |
| Equity capital | 11,123,000 | 10,444,000 | 10,975,000 | 10,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,279,000 | 1,942,000 | 2,589,000 |
| Interest expense | 120,000 | 240,000 | 382,000 | 547,000 |
| Net interest income | 505,000 | 1,039,000 | 1,560,000 | 2,042,000 |
| Noninterest income | 22,000 | 46,000 | 73,000 | 104,000 |
| Noninterest expense | 315,000 | 625,000 | 945,000 | 1,257,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 212,000 | 460,000 | 688,000 | 889,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 460,000 | 688,000 | 889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,040,000 | 11,038,000 | 11,082,000 | 11,195,000 |
| Total capital | 11,391,000 | 11,384,000 | 11,428,000 | 11,538,000 |
| Risk-weighted assets | 27,575,000 | 27,236,000 | 27,209,000 | 27,006,000 |