Call reports 2003
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2003
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 58,238,000 | 58,884,000 | 57,148,000 | 60,080,000 |
| Total loans | 33,956,000 | 32,587,000 | 32,539,000 | 31,282,000 |
| Allowance for loan losses | 849,000 | 850,000 | 851,000 | 847,000 |
| Securities available for sale | 16,902,000 | 20,436,000 | 20,005,000 | 20,384,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,022,000 | 46,284,000 | 45,282,000 | 46,289,000 |
| Interest-bearing deposits | 35,418,000 | 37,961,000 | 37,064,000 | 37,536,000 |
| Noninterest-bearing deposits | 8,604,000 | 8,323,000 | 8,218,000 | 8,753,000 |
| Equity capital | 10,924,000 | 10,834,000 | 10,585,000 | 10,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 698,000 | 1,350,000 | 1,999,000 | 2,635,000 |
| Interest expense | 173,000 | 318,000 | 436,000 | 558,000 |
| Net interest income | 525,000 | 1,032,000 | 1,563,000 | 2,077,000 |
| Noninterest income | 24,000 | 51,000 | 84,000 | 112,000 |
| Noninterest expense | 331,000 | 652,000 | 991,000 | 1,317,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 335,000 | 558,000 | 788,000 | 1,006,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 335,000 | 558,000 | 788,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,887,000 | 10,780,000 | 10,859,000 | 10,989,000 |
| Total capital | 11,265,000 | 11,155,000 | 11,232,000 | 11,354,000 |
| Risk-weighted assets | 29,745,000 | 29,539,000 | 29,400,000 | 28,676,000 |