Call reports 2002
CENTRAL NATIONAL BANK AND TRUST COMPANY, THE — 2002
What CENTRAL NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 57,365,000 | 60,092,000 | 59,483,000 | 58,144,000 |
| Total loans | 34,863,000 | 35,599,000 | 37,011,000 | 35,689,000 |
| Allowance for loan losses | 952,000 | 901,000 | 870,000 | 876,000 |
| Securities available for sale | 18,207,000 | 20,545,000 | 18,895,000 | 18,754,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,751,000 | 46,760,000 | 44,886,000 | 43,860,000 |
| Interest-bearing deposits | 37,591,000 | 38,369,000 | 36,546,000 | 35,097,000 |
| Noninterest-bearing deposits | 8,160,000 | 8,391,000 | 8,340,000 | 8,763,000 |
| Equity capital | 10,306,000 | 10,514,000 | 10,781,000 | 11,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,592,000 | 2,434,000 | 3,228,000 |
| Interest expense | 205,000 | 419,000 | 636,000 | 833,000 |
| Net interest income | 574,000 | 1,173,000 | 1,798,000 | 2,395,000 |
| Noninterest income | 24,000 | 48,000 | 77,000 | 105,000 |
| Noninterest expense | 302,000 | 617,000 | 951,000 | 1,272,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 21,000 |
| Pretax income | 285,000 | 586,000 | 942,000 | 1,234,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 285,000 | 586,000 | 942,000 | 1,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,486,000 | 10,445,000 | 10,559,000 | 10,763,000 |
| Total capital | 10,883,000 | 10,853,000 | 10,981,000 | 11,169,000 |
| Risk-weighted assets | 31,240,000 | 32,529,000 | 33,392,000 | 32,010,000 |