Call reports 2021
AMERICAN BANK & TRUST OF THE CUMBERLANDS — 2021
What AMERICAN BANK & TRUST OF THE CUMBERLANDS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 335,765,000 | 335,619,000 |
| Total loans | 182,116,000 | 181,501,000 |
| Allowance for loan losses | 305,000 | 607,000 |
| Securities available for sale | 3,121,000 | 1,754,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 294,936,000 | 294,195,000 |
| Interest-bearing deposits | 252,834,000 | 253,540,000 |
| Noninterest-bearing deposits | 42,102,000 | 40,654,000 |
| Equity capital | 38,375,000 | 39,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 2,815,000 | 5,517,000 |
| Interest expense | 38,000 | 40,000 |
| Net interest income | 2,777,000 | 5,477,000 |
| Noninterest income | 1,494,000 | 2,524,000 |
| Noninterest expense | 1,688,000 | 3,534,000 |
| Provision for loan losses | 300,000 | 600,000 |
| Pretax income | 2,283,000 | 3,867,000 |
| Income tax | 562,000 | 922,000 |
| Net income | 1,721,000 | 2,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 26,668,000 | 27,532,000 |
| Total capital | 26,973,000 | 28,139,000 |
| Risk-weighted assets | 190,903,000 | 194,444,000 |