Call report 2004Q4
AMERICAN BANK & TRUST OF THE CUMBERLANDS — 2004Q4
The 22 measures AMERICAN BANK & TRUST OF THE CUMBERLANDS reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 58,550,000 | USD | evidence → |
| Total loans | 37,297,000 | USD | evidence → |
| Allowance for loan losses | 512,000 | USD | evidence → |
| Securities available for sale | 14,782,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 52,879,000 | USD | evidence → |
| Interest-bearing deposits | 48,232,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,647,000 | USD | evidence → |
| Equity capital | 4,953,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,089,000 | USD | evidence → |
| Interest expense | 1,144,000 | USD | evidence → |
| Net interest income | 1,945,000 | USD | evidence → |
| Noninterest income | 485,000 | USD | evidence → |
| Noninterest expense | 1,822,000 | USD | evidence → |
| Provision for loan losses | 71,000 | USD | evidence → |
| Pretax income | 557,000 | USD | evidence → |
| Income tax | 160,000 | USD | evidence → |
| Net income | 397,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,938,000 | USD | evidence → |
| Total capital | 5,450,000 | USD | evidence → |
| Risk-weighted assets | 45,059,000 | USD | evidence → |