Call report 2003Q4
AMERICAN BANK & TRUST OF THE CUMBERLANDS — 2003Q4
The 22 measures AMERICAN BANK & TRUST OF THE CUMBERLANDS reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 52,890,000 | USD | evidence → |
| Total loans | 33,827,000 | USD | evidence → |
| Allowance for loan losses | 491,000 | USD | evidence → |
| Securities available for sale | 13,836,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 47,194,000 | USD | evidence → |
| Interest-bearing deposits | 44,698,000 | USD | evidence → |
| Noninterest-bearing deposits | 2,496,000 | USD | evidence → |
| Equity capital | 4,683,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,147,000 | USD | evidence → |
| Interest expense | 1,232,000 | USD | evidence → |
| Net interest income | 1,915,000 | USD | evidence → |
| Noninterest income | 388,000 | USD | evidence → |
| Noninterest expense | 1,638,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 890,000 | USD | evidence → |
| Income tax | 314,000 | USD | evidence → |
| Net income | 576,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,681,000 | USD | evidence → |
| Total capital | 5,172,000 | USD | evidence → |
| Risk-weighted assets | 40,065,000 | USD | evidence → |