Call reports 2014
BANK OF CORAL GABLES, LLC — 2014
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 103,385,000 | 98,865,000 | 103,148,000 |
| Total loans | 58,975,000 | 62,316,000 | 59,022,000 |
| Allowance for loan losses | 2,172,000 | 2,210,000 | 2,368,000 |
| Securities available for sale | 29,485,000 | 30,108,000 | 28,798,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 96,530,000 | 92,085,000 | 96,458,000 |
| Interest-bearing deposits | 78,409,000 | 73,130,000 | 75,824,000 |
| Noninterest-bearing deposits | 18,121,000 | 18,955,000 | 20,634,000 |
| Equity capital | 6,435,000 | 6,308,000 | 6,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 849,000 | 1,698,000 | 2,546,000 |
| Interest expense | 156,000 | 309,000 | 451,000 |
| Net interest income | 693,000 | 1,389,000 | 2,095,000 |
| Noninterest income | 63,000 | 96,000 | 191,000 |
| Noninterest expense | 898,000 | 1,875,000 | 2,698,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | -142,000 | -390,000 | -412,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -142,000 | -390,000 | -412,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 6,531,000 | 6,283,000 | 6,261,000 |
| Total capital | 7,224,000 | 7,018,000 | 6,956,000 |
| Risk-weighted assets | 53,983,000 | 57,316,000 | 53,960,000 |