Call reports 2013
BANK OF CORAL GABLES, LLC — 2013
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 103,953,000 | 107,654,000 | 103,963,000 | 102,733,000 |
| Total loans | 59,271,000 | 59,524,000 | 63,743,000 | 62,917,000 |
| Allowance for loan losses | 2,625,000 | 2,665,000 | 2,673,000 | 2,167,000 |
| Securities available for sale | 35,553,000 | 28,205,000 | 31,699,000 | 30,624,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,764,000 | 101,164,000 | 97,722,000 | 95,817,000 |
| Interest-bearing deposits | 84,565,000 | 86,934,000 | 80,536,000 | 80,521,000 |
| Noninterest-bearing deposits | 12,199,000 | 14,230,000 | 17,186,000 | 15,296,000 |
| Equity capital | 6,587,000 | 6,007,000 | 5,790,000 | 6,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 931,000 | 1,820,000 | 2,704,000 | 3,611,000 |
| Interest expense | 189,000 | 372,000 | 550,000 | 715,000 |
| Net interest income | 742,000 | 1,448,000 | 2,154,000 | 2,896,000 |
| Noninterest income | 6,000 | 178,000 | 217,000 | 265,000 |
| Noninterest expense | 979,000 | 1,986,000 | 2,887,000 | 3,736,000 |
| Provision for loan losses | 0 | 0 | 0 | -800,000 |
| Pretax income | -200,000 | -151,000 | -307,000 | 438,000 |
| Income tax | 0 | 167,000 | 167,000 | 167,000 |
| Net income | -200,000 | -318,000 | -474,000 | 271,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,202,000 | 6,084,000 | 5,927,000 | 6,673,000 |
| Total capital | 6,915,000 | 6,806,000 | 6,680,000 | 7,419,000 |
| Risk-weighted assets | 55,151,000 | 55,794,000 | 58,343,000 | 58,287,000 |