Call reports 2012
BANK OF CORAL GABLES, LLC — 2012
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 111,076,000 | 113,513,000 | 110,868,000 | 109,349,000 |
| Total loans | 71,879,000 | 63,413,000 | 58,224,000 | 62,217,000 |
| Allowance for loan losses | 3,568,000 | 2,866,000 | 3,047,000 | 2,614,000 |
| Securities available for sale | 23,402,000 | 23,644,000 | 35,252,000 | 37,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,396,000 | 105,790,000 | 103,151,000 | 101,880,000 |
| Interest-bearing deposits | 91,805,000 | 93,245,000 | 88,404,000 | 88,587,000 |
| Noninterest-bearing deposits | 11,591,000 | 12,545,000 | 14,747,000 | 13,293,000 |
| Equity capital | 7,117,000 | 7,105,000 | 6,976,000 | 6,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,154,000 | 3,164,000 | 4,063,000 |
| Interest expense | 259,000 | 499,000 | 726,000 | 925,000 |
| Net interest income | 885,000 | 1,655,000 | 2,438,000 | 3,138,000 |
| Noninterest income | 89,000 | 129,000 | 78,000 | 148,000 |
| Noninterest expense | 1,182,000 | 2,239,000 | 3,279,000 | 4,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -97,000 | -166,000 | -474,000 | -498,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -97,000 | -166,000 | -474,000 | -498,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,801,000 | 6,733,000 | 6,427,000 | 6,402,000 |
| Total capital | 7,665,000 | 7,475,000 | 7,146,000 | 7,164,000 |
| Risk-weighted assets | 66,396,000 | 57,254,000 | 55,166,000 | 59,123,000 |