Call reports 2011
BANK OF CORAL GABLES, LLC — 2011
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 145,320,000 | 140,465,000 | 121,506,000 | 115,389,000 |
| Total loans | 93,682,000 | 85,385,000 | 82,898,000 | 78,349,000 |
| Allowance for loan losses | 3,374,000 | 2,987,000 | 3,226,000 | 3,646,000 |
| Securities available for sale | 32,892,000 | 42,117,000 | 34,239,000 | 26,394,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,844,000 | 131,427,000 | 113,391,000 | 107,638,000 |
| Interest-bearing deposits | 122,402,000 | 121,036,000 | 100,411,000 | 95,515,000 |
| Noninterest-bearing deposits | 13,442,000 | 10,391,000 | 12,980,000 | 12,123,000 |
| Equity capital | 9,136,000 | 8,671,000 | 7,730,000 | 7,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,513,000 | 2,941,000 | 4,260,000 | 5,515,000 |
| Interest expense | 390,000 | 767,000 | 1,111,000 | 1,394,000 |
| Net interest income | 1,123,000 | 2,174,000 | 3,149,000 | 4,121,000 |
| Noninterest income | 102,000 | -44,000 | -355,000 | -354,000 |
| Noninterest expense | 1,574,000 | 3,105,000 | 4,387,000 | 5,548,000 |
| Provision for loan losses | 474,000 | 769,000 | 1,759,000 | 2,438,000 |
| Pretax income | -823,000 | -1,418,000 | -2,760,000 | -3,541,000 |
| Income tax | 0 | 0 | 0 | -167,000 |
| Net income | -823,000 | -1,418,000 | -2,760,000 | -3,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,158,000 | 8,826,000 | 7,498,000 | 6,897,000 |
| Total capital | 10,340,000 | 9,918,000 | 8,449,000 | 7,839,000 |
| Risk-weighted assets | 92,338,000 | 85,447,000 | 73,835,000 | 72,641,000 |