Call reports 2010
BANK OF CORAL GABLES, LLC — 2010
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 139,980,000 | 131,395,000 | 149,625,000 | 151,841,000 |
| Total loans | 120,996,000 | 106,938,000 | 107,363,000 | 102,536,000 |
| Allowance for loan losses | 3,064,000 | 3,386,000 | 4,597,000 | 3,422,000 |
| Securities available for sale | 3,011,000 | 6,102,000 | 19,689,000 | 25,055,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,243,000 | 119,667,000 | 139,959,000 | 141,817,000 |
| Interest-bearing deposits | 118,974,000 | 112,221,000 | 130,031,000 | 129,400,000 |
| Noninterest-bearing deposits | 7,269,000 | 7,446,000 | 9,928,000 | 12,417,000 |
| Equity capital | 12,369,000 | 10,591,000 | 9,265,000 | 9,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,726,000 | 3,399,000 | 4,840,000 | 6,360,000 |
| Interest expense | 570,000 | 1,043,000 | 1,499,000 | 1,959,000 |
| Net interest income | 1,156,000 | 2,356,000 | 3,341,000 | 4,401,000 |
| Noninterest income | 18,000 | 45,000 | 79,000 | -172,000 |
| Noninterest expense | 1,349,000 | 2,716,000 | 3,936,000 | 4,941,000 |
| Provision for loan losses | 565,000 | 2,333,000 | 3,452,000 | 4,769,000 |
| Pretax income | -740,000 | -2,626,000 | -3,946,000 | -5,481,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -740,000 | -2,626,000 | -3,946,000 | -5,481,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,358,000 | 10,501,000 | 9,210,000 | 9,669,000 |
| Total capital | 13,733,000 | 11,682,000 | 10,523,000 | 10,971,000 |
| Risk-weighted assets | 108,297,000 | 92,265,000 | 101,778,000 | 102,066,000 |