Call reports 2009
BANK OF CORAL GABLES, LLC — 2009
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 177,879,000 | 175,878,000 | 174,485,000 | 158,612,000 |
| Total loans | 127,674,000 | 128,924,000 | 126,777,000 | 125,797,000 |
| Allowance for loan losses | 1,689,000 | 4,283,000 | 4,319,000 | 3,298,000 |
| Securities available for sale | 2,013,000 | 0 | 0 | 2,995,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,376,000 | 159,376,000 | 158,552,000 | 144,347,000 |
| Interest-bearing deposits | 147,141,000 | 155,472,000 | 152,578,000 | 137,131,000 |
| Noninterest-bearing deposits | 5,235,000 | 3,904,000 | 5,974,000 | 7,216,000 |
| Equity capital | 19,179,000 | 14,752,000 | 14,136,000 | 13,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,205,000 | 4,100,000 | 6,056,000 | 7,779,000 |
| Interest expense | 1,196,000 | 2,368,000 | 3,368,000 | 4,121,000 |
| Net interest income | 1,009,000 | 1,732,000 | 2,688,000 | 3,658,000 |
| Noninterest income | 26,000 | 46,000 | 73,000 | 97,000 |
| Noninterest expense | 842,000 | 1,862,000 | 2,704,000 | 3,830,000 |
| Provision for loan losses | 154,000 | 4,367,000 | 5,143,000 | 6,109,000 |
| Pretax income | 39,000 | -4,451,000 | -5,086,000 | -6,184,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 39,000 | -4,451,000 | -5,086,000 | -6,184,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,166,000 | 14,752,000 | 14,136,000 | 13,069,000 |
| Total capital | 20,707,000 | 16,365,000 | 15,564,000 | 14,503,000 |
| Risk-weighted assets | 123,151,000 | 126,356,000 | 111,348,000 | 112,856,000 |