Call reports 2008
BANK OF CORAL GABLES, LLC — 2008
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 135,437,000 | 142,881,000 | 156,165,000 | 160,227,000 |
| Total loans | 106,406,000 | 115,331,000 | 118,196,000 | 131,803,000 |
| Allowance for loan losses | 1,062,000 | 1,207,000 | 1,399,000 | 1,535,000 |
| Securities available for sale | 2,063,000 | 2,034,000 | 2,023,000 | 2,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,258,000 | 123,716,000 | 136,771,000 | 130,716,000 |
| Interest-bearing deposits | 112,033,000 | 115,294,000 | 130,759,000 | 125,541,000 |
| Noninterest-bearing deposits | 5,225,000 | 8,422,000 | 6,012,000 | 5,175,000 |
| Equity capital | 17,995,000 | 18,928,000 | 19,109,000 | 19,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,009,000 | 4,281,000 | 6,602,000 | 8,939,000 |
| Interest expense | 1,081,000 | 2,228,000 | 3,431,000 | 4,681,000 |
| Net interest income | 928,000 | 2,053,000 | 3,171,000 | 4,258,000 |
| Noninterest income | 14,000 | 39,000 | 57,000 | 78,000 |
| Noninterest expense | 647,000 | 1,367,000 | 2,097,000 | 2,757,000 |
| Provision for loan losses | 158,000 | 303,000 | 549,000 | 1,024,000 |
| Pretax income | 137,000 | 422,000 | 582,000 | 555,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 137,000 | 422,000 | 582,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,932,000 | 18,894,000 | 19,086,000 | 19,093,000 |
| Total capital | 18,994,000 | 20,101,000 | 20,396,000 | 20,513,000 |
| Risk-weighted assets | 96,950,000 | 100,184,000 | 104,713,000 | 113,496,000 |