Call reports 2007
BANK OF CORAL GABLES, LLC — 2007
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 82,621,000 | 89,665,000 | 112,731,000 | 115,987,000 |
| Total loans | 41,892,000 | 56,356,000 | 74,031,000 | 90,572,000 |
| Allowance for loan losses | 420,000 | 566,000 | 740,000 | 904,000 |
| Securities available for sale | 3,998,000 | 7,893,000 | 8,016,000 | 3,038,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,179,000 | 72,121,000 | 94,959,000 | 98,010,000 |
| Interest-bearing deposits | 63,494,000 | 68,652,000 | 88,447,000 | 92,838,000 |
| Noninterest-bearing deposits | 3,685,000 | 3,469,000 | 6,512,000 | 5,172,000 |
| Equity capital | 15,193,000 | 17,365,000 | 17,550,000 | 17,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 995,000 | 2,471,000 | 4,218,000 | 6,289,000 |
| Interest expense | 491,000 | 1,324,000 | 2,268,000 | 3,387,000 |
| Net interest income | 504,000 | 1,147,000 | 1,950,000 | 2,902,000 |
| Noninterest income | 22,000 | 35,000 | 47,000 | 61,000 |
| Noninterest expense | 494,000 | 1,029,000 | 1,636,000 | 2,229,000 |
| Provision for loan losses | 140,000 | 286,000 | 460,000 | 625,000 |
| Pretax income | -108,000 | -133,000 | -99,000 | 109,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -108,000 | -133,000 | -99,000 | 109,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,193,000 | 17,471,000 | 17,532,000 | 17,767,000 |
| Total capital | 15,613,000 | 18,037,000 | 18,272,000 | 18,671,000 |
| Risk-weighted assets | 50,381,000 | 61,441,000 | 78,412,000 | 85,869,000 |