Call reports 2006
BANK OF CORAL GABLES, LLC — 2006
What BANK OF CORAL GABLES, LLC reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 23,528,000 | 35,260,000 | 40,700,000 |
| Total loans | 9,703,000 | 19,293,000 | 27,951,000 |
| Allowance for loan losses | 97,000 | 194,000 | 280,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 7,980,000 | 19,845,000 | 25,343,000 |
| Interest-bearing deposits | 7,236,000 | 18,510,000 | 23,810,000 |
| Noninterest-bearing deposits | 744,000 | 1,335,000 | 1,533,000 |
| Equity capital | 15,513,000 | 15,331,000 | 15,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 422,000 | 902,000 | 1,584,000 |
| Interest expense | 8,000 | 148,000 | 410,000 |
| Net interest income | 414,000 | 754,000 | 1,174,000 |
| Noninterest income | 0 | 2,000 | 22,000 |
| Noninterest expense | 1,108,000 | 1,535,000 | 1,939,000 |
| Provision for loan losses | 97,000 | 194,000 | 280,000 |
| Pretax income | -791,000 | -973,000 | -1,023,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -791,000 | -973,000 | -1,023,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 15,513,000 | 15,331,000 | 15,281,000 |
| Total capital | 15,610,000 | 15,525,000 | 15,561,000 |
| Risk-weighted assets | 12,914,000 | 19,477,000 | 29,142,000 |