Call report 2025Q1
WAYPOINT BANK — 2025Q1
The 22 measures WAYPOINT BANK reported to the FFIEC for 2025Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 373,123,000 | USD | evidence → |
| Total loans | 255,623,000 | USD | evidence → |
| Allowance for loan losses | 6,315,000 | USD | evidence → |
| Securities available for sale | 93,119,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 296,528,000 | USD | evidence → |
| Interest-bearing deposits | 212,377,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,151,000 | USD | evidence → |
| Equity capital | 38,105,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,444,000 | USD | evidence → |
| Interest expense | 1,355,000 | USD | evidence → |
| Net interest income | 3,089,000 | USD | evidence → |
| Noninterest income | 310,000 | USD | evidence → |
| Noninterest expense | 2,009,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,390,000 | USD | evidence → |
| Income tax | 18,000 | USD | evidence → |
| Net income | 1,372,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 42,216,000 | USD | evidence → |
| Total capital | 46,207,000 | USD | evidence → |
| Risk-weighted assets | 316,990,000 | USD | evidence → |