Call report 2024Q2
WAYPOINT BANK — 2024Q2
The 22 measures WAYPOINT BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 377,152,000 | USD | evidence → |
| Total loans | 253,225,000 | USD | evidence → |
| Allowance for loan losses | 6,311,000 | USD | evidence → |
| Securities available for sale | 102,598,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 284,885,000 | USD | evidence → |
| Interest-bearing deposits | 204,721,000 | USD | evidence → |
| Noninterest-bearing deposits | 80,164,000 | USD | evidence → |
| Equity capital | 33,800,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,671,000 | USD | evidence → |
| Interest expense | 3,323,000 | USD | evidence → |
| Net interest income | 5,348,000 | USD | evidence → |
| Noninterest income | 642,000 | USD | evidence → |
| Noninterest expense | 3,854,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,136,000 | USD | evidence → |
| Income tax | 42,000 | USD | evidence → |
| Net income | 2,094,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,104,000 | USD | evidence → |
| Total capital | 45,040,000 | USD | evidence → |
| Risk-weighted assets | 312,557,000 | USD | evidence → |