Call report 2022Q4
WAYPOINT BANK — 2022Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 376,705,000 | USD | evidence → |
| Total loans | 243,571,000 | USD | evidence → |
| Allowance for loan losses | 6,355,000 | USD | evidence → |
| Securities available for sale | 104,497,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 310,383,000 | USD | evidence → |
| Interest-bearing deposits | 215,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 94,496,000 | USD | evidence → |
| Equity capital | 27,221,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,561,000 | USD | evidence → |
| Interest expense | 1,147,000 | USD | evidence → |
| Net interest income | 12,414,000 | USD | evidence → |
| Noninterest income | 1,197,000 | USD | evidence → |
| Noninterest expense | 7,214,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,397,000 | USD | evidence → |
| Income tax | 115,000 | USD | evidence → |
| Net income | 6,282,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 38,954,000 | USD | evidence → |
| Total capital | 42,736,000 | USD | evidence → |
| Risk-weighted assets | 300,001,000 | USD | evidence → |