Call report 2021Q4
WAYPOINT BANK — 2021Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,416,000 | USD | evidence → |
| Total loans | 221,958,000 | USD | evidence → |
| Allowance for loan losses | 5,793,000 | USD | evidence → |
| Securities available for sale | 112,771,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 311,910,000 | USD | evidence → |
| Interest-bearing deposits | 211,815,000 | USD | evidence → |
| Noninterest-bearing deposits | 100,095,000 | USD | evidence → |
| Equity capital | 37,954,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,249,000 | USD | evidence → |
| Interest expense | 999,000 | USD | evidence → |
| Net interest income | 12,250,000 | USD | evidence → |
| Noninterest income | 1,170,000 | USD | evidence → |
| Noninterest expense | 6,778,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,663,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 6,574,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,109,000 | USD | evidence → |
| Total capital | 40,620,000 | USD | evidence → |
| Risk-weighted assets | 278,630,000 | USD | evidence → |