Call report 2020Q4
WAYPOINT BANK — 2020Q4
The 22 measures WAYPOINT BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 325,380,000 | USD | evidence → |
| Total loans | 211,014,000 | USD | evidence → |
| Allowance for loan losses | 4,715,000 | USD | evidence → |
| Securities available for sale | 69,835,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 271,489,000 | USD | evidence → |
| Interest-bearing deposits | 200,395,000 | USD | evidence → |
| Noninterest-bearing deposits | 71,094,000 | USD | evidence → |
| Equity capital | 37,968,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,318,000 | USD | evidence → |
| Interest expense | 1,527,000 | USD | evidence → |
| Net interest income | 10,791,000 | USD | evidence → |
| Noninterest income | 1,026,000 | USD | evidence → |
| Noninterest expense | 6,487,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 5,164,000 | USD | evidence → |
| Income tax | 84,000 | USD | evidence → |
| Net income | 5,080,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 34,760,000 | USD | evidence → |
| Total capital | 38,066,000 | USD | evidence → |
| Risk-weighted assets | 263,088,000 | USD | evidence → |